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Were you the person creating your budget and wondering if blow money was really something you could justify? Have you ever found yourself in the midst of your debt free journey and found yourself thinking, “well I’m doing so great now, if I gave up my blow money I could put all that towards my snowball and get done with my debt x amount of times faster?”
Don’t do it!
I was you, and it was a huge mistake, seriously.
While blow money might seem like an easy thing to cut in order to reach your goals faster, in my experience it actually did the opposite.
That’s because while blow money also provides you a little bit of freedom, it also provides you with structure. The structure of having a set amount of money you can spend on you is often a huge motivator in continuing your journey.
It allows you to get that Venti Starbucks Caramel Mochiato you’ve been craving.
It allows you to buy that fancy CC Cream that’s the only thing you like on your skin.
It allows you to take the kids to grab a snowcone as a treat on a hot summers day.
It allows you to say yes to the new Melissa & Doug Puzzle your kids have been drooling over.
And it allows you to do it all guilt free.
Let me tell you a secret: taking away your blow money is not going to stop you from spending money on yourself. All it does is take away the structure, the boundaries, and the that it’s line in the budget creates. Taking it away is a breeding ground for guilt, and it’s not a fun way to live.
So allow yourself a little bit of freedom, your conscience and your wallet will thank you. I promise.